For those who like to be at the heart of the action, urban Arizona homes are ideal. Each of Arizona's towns offers fantastic annual festivals, with everything from native art exhibitions to ostrich racing, plus there are great dining, concerts and social events all year round.

Remember to ask about HOA fees when you think about purchasing that perfect low-maintenance home. Most condominiums have them, and buyers should factor that regular payment into their budget when deciding if they can afford the housing they are looking at.